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I have used Dropbox since the beginning for all my working and most historical documents (30-odd GB), including Quicken and the various credit card and investment files. Simple: One encrypted dmg file for Quicken and its backup history, and several other encrypted dmg files for each category of sensitive stuff. Quicken automatically saves all the stuff; I have all my info wherever; and I see no flaw in this. Of course, I clone everything weekly to two rotating externals with Super Duper. I share a great deal of my project work folders with team members and we have never lost or scrambled a document. Dropbox tells you when multiple versions conflict -- it is so easy. With 2-factor authentication and good backup -- what the heck??
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