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Whether or not a URL appears as a hyperlink is determined by the recipient's email program, not by Mail. Most email clients, when they see a fully-specified URL (e.g., http://www.apple.com/ rather than just www.apple.com), turn it into a hyperlink automatically. Mail does this too, but the URL does not appear as a link when you're composing the message because Mail has no way of knowing whether the recipient's email client will interpret it as a link. But if you send a URL to yourself and check it with Mail, you'll see that it becomes a clickable link.
If Mail were able to compose messages in HTML format, as many email clients can, you would be able to create links that work like the ones in Office, where the text is different from the underlying URL. But for most purposes, clickable URLs should be sufficient.
Joe Kissell
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In reply to:<hr />That's patently untrue. You can simply attach the pictures and they work fine.
If you need to send pics to friends you needHTML
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